Terms of Service

Last updated: January 15, 2026

Agreement to Terms

These Terms of Service ("Terms") govern your use of the 45Matters website located at https://45matters.com (the "Service") operated by 45Matters ("us," "we," or "our").

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access the Service. Your continued use of the Service following the posting of any changes to these Terms constitutes acceptance of those changes.

Description of Service

45Matters provides a collection of free online tools and utilities including but not limited to text converters, calculators, generators, image tools, developer utilities, and SEO tools. All tools are provided for informational and productivity purposes.

We reserve the right to modify, suspend, or discontinue any aspect of the Service at any time without notice.

Use License

Permission is granted to temporarily use the tools on 45Matters for personal, non-commercial transitory viewing and use only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • Modify, copy, or reproduce the Service's code or materials except as expressly permitted
  • Use the materials or Service for any commercial purpose without prior written consent
  • Attempt to decompile, reverse engineer, or disassemble any software contained on 45Matters
  • Remove any copyright or other proprietary notations from the materials
  • Transfer the materials to another person or "mirror" the materials on any other server
  • Use the Service in any way that could damage, disable, overburden, or impair it
  • Use automated systems or software to extract data from the Service (scraping)

This license shall automatically terminate if you violate any of these restrictions and may be terminated by 45Matters at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession.

Acceptable Use Policy

You agree to use our tools and services only for lawful purposes. You agree not to use our services:

  • In any way that violates any applicable federal, state, local, or international law or regulation
  • To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail," "chain letter," "spam," or any other similar solicitation
  • To impersonate or attempt to impersonate 45Matters, a 45Matters employee, another user, or any other person or entity
  • To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Service
  • In any way that infringes upon the rights of others, or is illegal, threatening, fraudulent, or harmful
  • To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
  • To submit false or misleading information
  • To upload or transmit viruses, malware, or any other type of malicious code
  • To collect or track the personal information of others without consent
  • To generate spam, phishing content, or other harmful material using our tools

User-Generated Content

Our tools may process content that you provide ("User Content"). You retain all rights to your User Content. By using our tools, you confirm that:

  • You own or have the necessary rights to the content you process
  • Your use of our tools does not infringe on any third party's intellectual property rights
  • Your content does not contain illegal, harmful, or offensive material

Important: Our tools process your content locally in your browser. We do not store, collect, or have access to any User Content processed through our tools.

Intellectual Property

The Service and its original content (excluding User Content), features, and functionality are and will remain the exclusive property of 45Matters and its licensors. The Service is protected by copyright, trademark, and other laws. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of 45Matters.

Third-Party Links and Advertising

Our Service may contain links to third-party websites or services that are not owned or controlled by 45Matters, including advertisements served through Google AdSense.

45Matters has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that 45Matters shall not be responsible or liable for any damage or loss caused or alleged to be caused by or in connection with the use of any such content, goods, or services available on or through any such websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

Disclaimer of Warranties

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. 45Matters MAKES NO WARRANTIES, EXPRESSED OR IMPLIED, AND HEREBY DISCLAIMS AND NEGATES ALL OTHER WARRANTIES INCLUDING, WITHOUT LIMITATION:

  • Implied warranties or conditions of merchantability
  • Fitness for a particular purpose
  • Non-infringement of intellectual property or other violation of rights
  • That the Service will meet your requirements
  • That the Service will be uninterrupted, timely, secure, or error-free
  • That the results obtained from the Service will be accurate or reliable
  • That any errors in the Service will be corrected

Any tool outputs, calculations, conversions, or processed results are provided for informational purposes only and should not be relied upon for critical applications without independent verification.

Limitation of Liability

IN NO EVENT SHALL 45Matters, ITS DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION:

  • Loss of profits, data, use, goodwill, or other intangible losses
  • Damages for loss of data or profit
  • Business interruption
  • Any damages arising out of the use or inability to use the Service

This limitation applies even if 45Matters or an authorized representative has been notified orally or in writing of the possibility of such damage. Some jurisdictions do not allow limitations on implied warranties or limitations of liability for incidental or consequential damages, so these limitations may not apply to you.

Indemnification

You agree to defend, indemnify, and hold harmless 45Matters and its licensee and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney's fees) arising from:

  • Your use of and access to the Service
  • Your violation of any term of these Terms
  • Your violation of any third-party right, including without limitation any copyright, property, or privacy right
  • Any claim that your User Content caused damage to a third party

Accuracy of Materials

The materials and tools appearing on 45Matters could include technical, typographical, or algorithmic errors. 45Matters does not warrant that any of the materials on its website are accurate, complete, or current. 45Matters may make changes to the materials contained on its website at any time without notice.

However, 45Matters does not make any commitment to update the materials.

Modifications to Terms

45Matters may revise these Terms of Service at any time without notice. By using this website, you are agreeing to be bound by the then-current version of these Terms of Service.

We will make reasonable efforts to notify users of material changes to these Terms by posting a notice on our website. Your continued use of the Service after such modifications will constitute your acknowledgment of the modified Terms and agreement to abide and be bound by the modified Terms.

Termination

We may terminate or suspend your access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

Governing Law

These Terms shall be governed and construed in accordance with the laws, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service and supersede and replace any prior agreements we might have had between us regarding the Service.

Dispute Resolution

Any disputes arising out of or relating to these Terms or the Service shall first be attempted to be resolved through informal negotiation. If the dispute cannot be resolved through negotiation within thirty (30) days, either party may pursue formal legal remedies.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the Terms will otherwise remain in full force and effect and enforceable.

Contact Information

If you have any questions about these Terms of Service, please contact us: